номер 1, страница 26 - гдз по английскому языку 8 класс учебник Эванс, Дули

1. 8.4.3.1 What do you spend your money on? Do you have a savings plan and a budget? If you do, does this help you manage your money? If not, how can doing this help you manage your money? 🎧Listen, read and check.

Penny Wise

For many young people, managing money is not as easy as it may seem. Here are a few tips to help you get the most out of your money.

Set your budget

It is very important to set a budget. Make a note of your weekly and monthly expenses. It can be quite surprising how the money you spend on little things, like sweets or drinks, can add up. Organise your expenses into categories, such as food and drinks, clothes, transport, mobile phone costs or entertainment. Then, make a note of all pocket money or money from a part-time job that you get. Decide how much you can afford to spend for each category and see if there is anywhere you can cut back.

Save up!

Good money management is essential. Spend 80% of your money on your day-to-day expenses. Then, save 10% of your money for unexpected expenses, such as concert tickets or a new mobile phone. Save the other 10% for long-term goals such as going on holiday or paying university fees.

Keep track!

It is very easy to spend more than you have. Keep track of what you spend from day to day. At the end of the week, check your spending and change your habits accordingly.

Be realistic!

If you want to buy something that costs more than 10% of your income, then you have to increase your savings and reduce your expenses!

8.4.3.1 На что ты тратишь свои деньги? У тебя есть план сбережений и бюджет? Если да, помогает ли это тебе управлять своими деньгами? Если нет, как это может помочь тебе управлять своими деньгами? Послушай, прочти и проверь.

Ответ:

I usually spend my pocket money on snacks, bus tickets, and sometimes I save up for video games or going to the movies. I don't have a very strict budget, but I do try to save. Having a budget and a savings plan helps a lot because you can see where all your money is going. It helps you control your spending so you don't run out of money, and you can save up for big things you want, like a new phone or even for university later, just like the text says.

Обычно я трачу свои карманные деньги на перекусы, билеты на автобус, а иногда коплю на видеоигры или походы в кино. У меня нет очень строгого бюджета, но я стараюсь копить. Наличие бюджета и плана сбережений очень помогает, потому что так видно, куда уходят все твои деньги. Это помогает контролировать расходы, чтобы деньги не закончились, и можно накопить на крупные вещи, которые хочешь, например, на новый телефон или даже на университет в будущем, как и говорится в тексте.

To complete the task "Listen", there is not enough data as the audio file is missing.

Для выполнения задания "Послушай" недостаточно данных, так как отсутствует аудиофайл.